Money and Life(Financial Planning Association of Australia) Many of us think of retirement as a given – you work hard for your middle years, and then you get to bow out of the workforce and enjoy a we …
How the gender pay gap is causing problems for Aussie women: Now and in the future
Money and Life(Financial Planning Association of Australia) Women are entering retirement with significantly less superannuation and personal savings than men – leading to a growing class of women liv …
Money and Life(Financial Planning Association of Australia)Are you guilty of changing your spending habits when you’re in a relationship? Do you have a financial plan, or are you relying on a partner …
Could you go it alone? Making sure a man is not your financial plan
Money and Life(Financial Planning Association of Australia) Divorce is the leading cause of financial hardship for women1. So it’s important to take control of your money and plan for a time when you …
A financial safety net through your superannuation
Moneysmart(ASIC)More than 70% of Australians that have life insurance hold it through super. Most super funds offer life, total and permanent disability (TPD) and income protection insurance for their …
Self Managed Super Funds: You can’t do it all yourself
(ATO)Consider the costs, time and skillsYou need to have the time and skills to manage your SMSF, and there are ongoing running costs.As a trustee of an SMSF you’ll be responsible for operating your f …
(ATO) If you set up a self-managed super fund (SMSF), you’re in charge – you make the investment decisions for the fund and you’re held responsible for complying with the super and tax laws. It’s a ma …
2020 was a year that left us all a bit shaken and seeking a greater sense of security. When it comes to your personal finances, it always pays to have a game plan and perhaps now more than ever. Here …
MoneySmart(ASIC) Income protection insurance pays up to 85% of your pre-tax income for a specified time if you’re unable to work due to partial or total disability.Each income protection policy has it …
Pension won’t rise in September: inquiry; JobSeeker boosted
Rebecca Gredley(Australian Associated Press) Aged pensioners won’t see an increase in their payment this September, with the next possible rise in March.Department of Social Services deputy secretary …
The legislated rise in employer contributions; What’s happening?
Daniel McCulloch(Australian Associated Press) Australia’s superannuation industry believes the federal government is softening the ground to scrap a legislated rise in employer contributions due to be …
Why financial wellbeing is a pillar of good health
Money and Life(Financial Planning Association of Australia)Much like exercise and eating well, your financial wellbeing is key to living a happy and healthy life. So what is financial wellbeing and ho …