The science behind why we need life insurance: Life insurance saves us from ourselves
Clarity(OnePath)Life insurance protects our future financial circumstances against unexpected illness or injury.Deep down, most of us probably know that’s a good investment in our future. But the trut …
Insurance cover: What is indexation and how does it work?
Clarity(OnePath) Protecting you against inflationIndexation is an automatic increase to the amount of insurance cover you have, to make sure the value of your cover is not eroded by the impacts of inf …
Marion Rae(Australian Associated Press) Payments are really just money stuck in a computer, so why not make it faster and more secure, pioneers of blockchain say.Digital boxes of ledgers could replace …
Colin Brinsden, AAP Economics and Business Correspondent(Australian Associated Press) Superannuation funds need to do much better in explaining complex financial information to their members.New resea …
What’s the difference between stepped and level premiums?
Clarity(OnePath) Know the difference between stepped and level premiumsLife insurance premiums are predominantly based on the risk of certain events happening to you. Because health risks increase wit …
Andrew Brown(Australian Associated Press) More than one million superannuation account holders will receive notice from their funds saying they have underperformed.New requirements will force 13 super …
Money and Life(Financial Planning Association of Australia) Since marriage equality was achieved in 2017, LGBTI people have had access to the same legal and financial rights as heterosexual married co …
(ATO)There are a number of ways you can grow your super to make a positive difference to your lifestyle in retirement.If you are, or have been employed, you should make the most of employer’s contribu …
How to Get More from Your Tax Return It’s tax time and the good news is that this year many Australians can expect to see a larger return, due to tax cuts that were introduced last year now coming int …
Supporting your kids, without sacrificing your own retirement
Money and Life(Financial Planning Association of Australia) With careful planning, you can give a helping hand to your adult children financially, while still enjoying a comfortable retirement.In the …
Concessional contributions and contribution caps changes 1 July 2021
(ATO) Concessional contributions are contributions that are made into your super fund before tax. They are taxed at a rate of 15% in your super fund.From 1 July 2021, the concessional contributions ca …
MoneySmart(ASIC) Income protection insurance pays up to 85% of your pre-tax income for a specified time if you’re unable to work due to partial or total disability.Each income protection policy has it …
