Insurance cover: What is indexation and how does it work?
Clarity(OnePath) Protecting you against inflationIndexation is an automatic increase to the amount of insurance cover you have, to make sure the value of your cover is not eroded by the impacts of inf …
Katelyn Catanzariti(Australian Associated Press) Australians living in socioeconomically disadvantaged areas are 40 per cent more likely to die from cancer, the latest government statistics show.Peopl …
Clarity(OnePath) The ‘future insurability’ feature of most life insurance policies gives you the ability to increase your level of cover without having to provide any medical evidence. If you’ve taken …
Colin Brinsden, AAP Economics and Business Correspondent(Australian Associated Press) Superannuation funds need to do much better in explaining complex financial information to their members.New resea …
What’s the difference between stepped and level premiums?
Clarity(OnePath) Know the difference between stepped and level premiumsLife insurance premiums are predominantly based on the risk of certain events happening to you. Because health risks increase wit …
Money and Life(Financial Planning Association of Australia) Australians from all walks of life are being urged to speak up if they suspect they or someone they know are being subjected to financial el …
(GOV.UK)www.gov.ukOverviewYour will lets you decide what happens to your money, property and possessions after your death. If you make a will you can also make sure you don’t pay more Inheritance Tax …
moneysmart(ASIC) An emergency fund is money you set aside to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill. It provides a financial safety ne …
MoneySmart(ASIC) Income protection insurance pays up to 85% of your pre-tax income for a specified time if you’re unable to work due to partial or total disability.Each income protection policy has it …
A financial safety net through your superannuation
Moneysmart(ASIC)More than 70% of Australians that have life insurance hold it through super. Most super funds offer life, total and permanent disability (TPD) and income protection insurance for their …
MoneySmart(ASIC) Income protection insurance pays up to 85% of your pre-tax income for a specified time if you’re unable to work due to partial or total disability.Each income protection policy has it …
MoneySmart(ASIC) Even if you can only save a little, make a start and keep saving. The more you can regularly save, the better.If you put $20 a week into a savings account, you’ll have over $1,040 by …
