Financial Management When a Loved One DiesLosing a loved one is probably one of the most stressful events one will ever go through in life. It will leave you feeling distraught and devastated, so sort …
Having an insurance claim accepted for a client is one of the most satisfying parts of the job when you’re a financial advisor, particularly when it helps a grieving family. There are many ways financ …
New super rules that have been introduced mean employees are now ‘stapled’ to their existing superannuation fund, unless they choose otherwise. That’s why it’s more important than ever to consolidate …
What’s the difference between general and personal advice?
With something as important as life insurance, you want to know you’re making the right decisions for yourself and your loved ones. But how can you be sure when there are so many variables and options …
The science behind why we need life insurance: Life insurance saves us from ourselves
Clarity(OnePath)Life insurance protects our future financial circumstances against unexpected illness or injury.Deep down, most of us probably know that’s a good investment in our future. But the trut …
Clarity(OnePath)Every 12-18 months, make sure you ask yourself, have you:Welcomed any new members to the family or taken on new responsibilities such as caring for an older relative?Changed jobs or go …
Insurance cover: What is indexation and how does it work?
Clarity(OnePath) Protecting you against inflationIndexation is an automatic increase to the amount of insurance cover you have, to make sure the value of your cover is not eroded by the impacts of inf …
Katelyn Catanzariti(Australian Associated Press) Australians living in socioeconomically disadvantaged areas are 40 per cent more likely to die from cancer, the latest government statistics show.Peopl …
Clarity(OnePath) The ‘future insurability’ feature of most life insurance policies gives you the ability to increase your level of cover without having to provide any medical evidence. If you’ve taken …
Colin Brinsden, AAP Economics and Business Correspondent(Australian Associated Press) Superannuation funds need to do much better in explaining complex financial information to their members.New resea …
What’s the difference between stepped and level premiums?
Clarity(OnePath) Know the difference between stepped and level premiumsLife insurance premiums are predominantly based on the risk of certain events happening to you. Because health risks increase wit …
Money and Life(Financial Planning Association of Australia) Australians from all walks of life are being urged to speak up if they suspect they or someone they know are being subjected to financial el …
