How to prepare a succession plan for the sale of your small business in 2023
For many of Australia’s army of small business owners, keeping their operations running profitably in the here and now is usually the most pressing priority.Preparing for the next step – selling or tr …
Your cover is designed to be flexibleAs your life changes and your responsibilities expand, your life insurance should expand with it. And if you’re thinking that sounds like a lot of effort, think ag …
The multifaceted roles of Financial Advisers today
Most people view financial advisers as investment managers whose job is primarily to select investments and ensure their clients get a certain level of returns. However, the role of a financial advise …
Protecting your business’ reputation: the role of insurance
When Saphia Smereka discovered her yet-to-open restaurant Kiki on Byron, at NSW’s popular Byron Beach, had received a series of fake, one-star-negative reviews in the lead-up to its doors opening, she …
Why opening a business in a growth industry could help you succeed in 2023
Australians have long been a nation of small business owners.There were more than 2.5 million actively trading businesses in the Australian economy in June 2022, according to the Australian Bureau of …
How does rising inflation affect small business’ insurance requirements?
The rising inflation we’re experiencing now is affecting insurance in a number of ways.Materials commonly used to replace damaged properties, such as building items and even labour, are in short suppl …
Risks such as accidents, calamities and medical emergencies can change your life, leaving you with debt and losses.For example, if a fire damages your home, you must use your savings to rebuild or see …
What insurances does a growing business need? VIDEO
One of the drawbacks to owning a growing business is having more at stake. An expanding business is likely to be having dealings with an ever-increasing number of individuals, getting involved in a wi …
What you can do to protect yourself as scams evolve
In 2022, Australians fell victim to investment and cryptocurrency-related scams, losing $242.5 million (US$166 million). In the United Kingdom (UK), a total of over £2.3 billion was lost in 2021 becau …
Looking Onwards to 2023It’s been another big year for Australia and the world with the ongoing pandemic, cost of living crisis, war in Ukraine, and supply chain crunch all adding to a general sense of …
Five ways to help protect yourself and your business from a cyber attack
The recent cyber attacks on Optus and Medibank Private compromised personal information from around 14 million customer accounts.At the same time, companies including Uber, Telstra’s staff rewards pro …
When it comes to buying insurance, the choices are simple: do it yourself or use an insurance broker.While it may be easier to go direct, especially with the growing availability of online products, a …