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Business Expenses

Business Expenses – Insurance that’s synonymous with peace of mind and security.

When you own a business, it becomes more than just a job. But if something unexpected were to happen to you, would the business be able to meet its ongoing financial commitments?


More than 60% of Australians will be disabled for more than one month during their working life. And if you’re self-employed or in a small partnership, your extended absence from the business through sickness or injury can have a major impact on the bottom line.


As a business owner, you understand that if revenue were to reduce due to your absence but expenses remained the same, your choices would be limited. You could allow debts to rise to an unsustainable level, or fund the shortfall yourself from other income. Neither outcome would be desirable, so risk minimisation and protection would be your only options.


Business Expenses Insurance was designed specifically for business owners. Similar to Income Protection Insurance, this policy pays a monthly benefit to cover ongoing business expenses in the event that a business owner suffers an illness or injury and is unable to work.


Business Expenses Insurance can cover ongoing fixed business expenses such as salaries, rent, equipment leases, mortgage payments and other general business overheads, helping to ensure that your business stays operational while you are recovering from injury or sickness.


To find out more call (02) 8268 2900 and speak to one of our Advisors, obligation free.


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